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Terms of Use

By accessing this website ("ACG Website" or "Website") you agree to be legally bound by these terms of use / disclaimer ("Terms of Use").

If you do not agree to these Terms of Use, do not proceed to further web pages of the ACG Website.

These Terms of Use as well as the information and materials contained in the ACG Website are subject to change from time to time without notice.

Privacy Policy

ACG does not collect personally identifiable information such as your name, SSN, email, mailing address, and telephone number ("Personal Information") without your knowledge and permission.

When you visit ACG Website we may collect usage information or "session data," but it is anonymous and is not linked to you as an individual. We use this data to improve our site content and make design changes to increase ease of use and to understand things such as:

  • How visitors navigate around our site;
  • How many visitors arrive at specific pages;
  • What are the length and frequency of visits;
  • What type and variety of searches occur;
  • What browsers and computer operating systems do our visitors use;
  • What Internet Protocol addresses do visitors originate from.

Services and Products

Products and services displayed on the Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.

Any materials available on the Website have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of ACG as a result of using different assumptions and criteria. ACG is not under any obligation to update or keep current the information contained herein.

The information contained in the Website is for informational purposes only. No information published on the Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

ACG does not intend to provide investment, legal or tax advice through the Website and does not represent that any securities or services discussed are suitable for any investor.

When making a decision about your investments, you should seek the advice of a professional financial advisor.

No Warranty & No Liability

The information and materials contained on the Website are provided "as is" and "as available". ACG makes no representations or warranties of any kind, either express or implied, with respect to the information and functionality contained in the Website, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, ACG does not warrant the accuracy, timeliness, completeness, reliability or availability of the Website or the information or results obtained from use of the ACG Website, or that the Website is virus-free or error-free.

To the fullest extent permitted by law, in no event shall ACG or any of its directors, employees or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of these web pages, even if ACG has been advised of the possibility of the same.

The ACG Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. ACG has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. ACG shall have no liability for third party content of websites or websites linking to or framing the Website.

Intellectual Property Rights

ACG, or the applicable third party owner, retains all rights, titles and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other rights) in all information and content (including all text, data, graphics and logos) on the Website. Individual pages and/or sections of the Website are for personal use only. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way for commercial or public purposes in whole or in part any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the Website without the prior written permission of ACG. Systematic retrieval of content from the Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the Website without written permission from ACG is prohibited.

Severability Clause

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of this disclaimer but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.




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